AFN Loan Programs
Creating a Competitive Advantage With Our Exclusive Speciality Products
We also offer:
We also offer the basic loan programs to further assist your clients.
- Conventional
- FHA
- VA
- USDA
- Renovation
- Jumbo
- Reverse
We also offer the basic loan programs to further assist your clients.
Our Cash Buy Program is designed to put power back in the buyers hands, and help them win the home of their dreams by giving them an extra edge over the competition. They can shop for a new home with less stress and more confidence, knowing that they’re in charge of the process with a guaranteed cash offer.
How it works?
Additional terms and conditions may apply.
Modern Bridge funds the purchase of your clients’ dream home, even if they haven’t sold their current home.
How it works?
Additional terms and conditions may apply.
Unlock the equity in your current home to secure your next dream home with AFN’s Bridge Financing Program. This innovative solution allows you to leverage the equity of your existing property to fund the down payment of your new home— without the burden of monthly payments.
Program Highlights:
Immediate Equity Access: Your clients’ can utilize the equity from their current home for the down payment on their new property.
Flexible LTV Options: Benefit from up to 75% LTV on the bridge loan, varying by occupancy and loan amount.
Tailored Terms: Balloon payments are conveniently due in 12 months for primary residences and second homes, and 6 months for non-owner occupied properties.
High Loan Limits: Access to bridge loans up to $2,000,000 for expansive financial flexibility.
Integrated Financing Solutions: Available exclusively when paired with new home purchase financing through AFN.
Additional terms and conditions may apply.
If you’re working with self-employed buyers or clients with non-traditional income sources, AFN’s Bank Statement Loan program could be a game changer. Instead of relying on tax returns or W-2s, we qualify borrowers based on 12 to 24 months of personal or business bank statements—making homeownership possible for entrepreneurs, freelancers, and business owners who may not show their full earning potential on paper. It’s a flexible, commonsense solution that helps you expand your buyer pool and get more clients into homes.
Additional terms and conditions may apply.
If you’re working with clients interested in breaking into real estate investing, DSCR (Debt Service Coverage Ratio) loans can be a great fit—especially for first-time investors.
These loans are designed specifically for investment properties and focus on the property’s cash flow rather than the borrower’s personal income, making them ideal for clients who may not qualify through traditional means.
With no income verification required and the option to close in an LLC, DSCR loans offer a flexible, business-purpose financing solution that helps your buyers start or grow their investment portfolio with confidence.
Additional terms and conditions may apply.
With access to over 100 down payment assistance (DPA) programs—some available for clients with credit scores as low as 580—we make it easier for your buyers to get into a home, regardless of their financial starting point.
Whether you’re working with first-time buyers or those returning to the market, our extensive list of programs helps remove one of the biggest barriers to homeownership: the upfront cost.
Additional terms and conditions may apply.