Dedicated to Financing the American Dream

About AFN

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.

We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations.

Who We Are

American Financial Network, Inc. (AFN) is a family owned company that focuses on values and relationships which we believe are the foundation of success. We constantly evolve and adapt to ensure our employees are equipped with the right blend of products, service, and training to ensure that you have the best possible experience in one of the most important decisions in your life.

Direct Lender in 50 States

We’re licensed in all 50 states. We are proud to builder partnerships and help homeowners nationwide. AFN always ensures our staff is fully trained and knowledgeable in rules of all regulatory entities, at the state and national levels.

Our Leadership Team

Our leadership team and dedicated partnership team is comprised of industry professionals, with over 200 years combined mortgage experience.

John Sherman

Chief Executive Officer

Twyla Hankins

Chief Operations Officer

Gurpreet Kaur

Chief Financial Officer

Scott McGinley

EVP, Secondary Markets

John D'Onofrio

Head of Retail Branches

Matt Schultz

Head of Retail Branches

Vincent Castoro

Divisional VP of Business Development
NMLS #329104

Jonny Fowler

Divisional VP of Business Development

Bethany Maclachlan

Digital Media Manager

Andrew Penney

Dedicated Vice President of Business Development

With over 32 years of experience in the mortgage industry, Vincent Castoro brings unmatched expertise and a proven track record of success. Throughout his career, he has built and led high-performing joint ventures for more than 9 years, consistently driving growth, operational efficiency, and industry-leading results.

Vincent has managed and personally originated over 10,000 closed loans, giving him a deep understanding of every stage of the lending process. His hands-on leadership, strategic mindset, and commitment to excellence have made him a trusted partner for loan officers, real estate professionals, and business leaders alike.

As Divisional VP of Business Development, Vincent is passionate about creating strategic partnerships that deliver measurable results. He shows agency partners, builders, and real estate professionals exactly how to leverage AFN’s platform to gain a competitive edge, increase capture rates, and ultimately list and sell more homes.

AFN’s unique programs are designed to remove obstacles and close more transactions. Vincent’s approach is rooted in earning trust daily by delivering standout service, innovative financing options, and highly competitive rates.

For those ready to level up their revenue streams and partner with a national direct lender focused on their success, Vincent Castoro and AFN offer a proven path forward.

Let's meet to discuss the advantages of partnering with AFN. Schedule now!